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27 days

March 20th, 2017 at 01:57 pm

First - thank you for all of the supportive comments on my last post. You are right, of course. I just need to convince my subconscious. Last night I actually dreamt about comparing my life to that of an acquaintance who lives an extravagant traveling lifestyle.

I'm still going strong on not spending on eating out. I planned to buy dinner out last weekend, but my friend grabbed the bill and refused to let me pay! So it has been 27 days without buying any food/drinks other than groceries. I really wanted to order Thai food last night but resisted.

That cold that I was so excited about improving quickly morphed into a sinus infection. I'm taking antibiotics now but I'm still pretty miserable today. I feel like I could sleep for a week.

I did some savings calculations today. Once my raise kicks in, I should be able to throw $500 a month into my emergency fund. That should bring me to my $5000 goal by August. If I continue to save $500 a month, I should have a $5000 car downpayment by next June. This assumes I can continue my current level of frugality and there are no financial crises between now and then.

I may still take the homeownership class in April - we'll see.

4 Responses to “27 days”

  1. Dido Says:

    Congrats on the long no-dining out kick. That's great! Eating out is one of my downfalls.

    Glad you feel you might be able to focus on the house again. Do you keep a personal net worth statement listing assets and liabilities where assets - liabilities = net worth). That's really what matters (and what will help your personal financial situation improve once you do buy a house, presuming you don't buy too much for your earnings). Keeping spending in check is really just a means to get to a better net worth--that's the prize to keep your eyes on.

    Congrats on the raise!

  2. rob62521 Says:

    Good job on not eating out. Often the temptation is there, but then I think most of the time besides saving money, the stuff I fix is probably more healthy.

  3. kashi Says:

    Thanks Dido! Yes, I use YNAB, which calculates my net worth (including retirement accounts). I don't really know what the numbers should look like, though.

    Thanks rob62521! Agreed.

  4. frugaltexan75 Says:

    Hope you feel better!

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