I've been terrible about blogging but I promise I'm still lurking (as several of you know).
SO! 2017.
The two cats and I are living in the duplex I mentioned in my last post. After a few necessary changes done by my landlord (new carpeting, new dishwasher, etc) it's a pretty decent place. My eventual goal is to have a house of my own, but before that, I'll have to replace my 16-year-old car.
My job is great! I have a fantastic boss and coworkers, and I've learned so much. I received a promotion late last year (just a salary boost and recognition for all the work I had already been doing), which was so appreciated. I'm still not as challenged as I'd like to be, but I'm happy to be well employed.
One of my older single lady role model friends emphasized my need to ensure that I'm protecting myself financially from here on out, because all I've got is me. Admittedly, I haven't been great at that since I started on this new journey, but saving as much is possible is my main goal for 2017. The somewhat terrifying political climate we're about to enter into solidified that for me.
2017 Financial Goals:
- Continue to send 6% to retirement plan
- Continue to send $25 a month to Roth
- Save $2000 in emergency fund (and don't touch it unless it's an actual emergency)
- Save $200 a month for eventual car payment
- Get my age of money to 30 days in YNAB
Other Goals:
- Reduce grocery bill
- Get out more (meet some new people via meetup.com or elsewhere)
- Read 15 books
- Lose weight/more yoga/climbing gym
hi all!
January 18th, 2017 at 09:55 pm
January 18th, 2017 at 10:29 pm 1484778582
January 19th, 2017 at 02:18 am 1484792313
I'm a huge fan of giving every dollar a job! If it's all allocated, I seem more motivated/more likely to stick to the plan. I also do a 'list every spend' in my phone as close as possible to time of spend, each time I make a significant change in priorities for at least one pay cycle. I'm in a big spend project just now and doubt I've put aside quite enough. no final figure yet, merely guess-timates.
I completed 'The Life-Changing Magic of Tidying Up' May 2015 and it's been an unanticipated benefit to my project, savings account. It's become plump as I am much more mindful of spending. If it's not on my needs or wish list it gets added for future consideration. Not yet near laser focussed but much less impulse $$$ leaving.
hat is your plan for meeting new people? It's critical to attach a timeline and weekly activities to try. Do they offer free classes to help with income tax for example? Have you ever taken classes for DIY car maintenance, grilling, woodwork or HD's How to 'X' Saturday classes? I don't know if you'd consider Saturday or Sunday PT work but Costco seems to always be hiring food demonstrators. Easy peasy way to increase comfort level with strangers. People love to try new to Costco products. I've observed a whole lot of pleasant conversations...have you? Of course extra money helps move a project forward if you can get out of the store without buying.
January 19th, 2017 at 06:07 am 1484806041
January 19th, 2017 at 07:47 am 1484812036
January 19th, 2017 at 04:14 pm 1484842444
January 25th, 2017 at 02:26 am 1485311201