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good benefits

September 19th, 2005 at 03:10 pm

Thanks everyone!! I am really excited about my new job. Only nine days left of my current one...and my boss was at my desk for roughly half of the day today. I see that happening every day for the next 9 days. Oh well, it's almost over.

I think I'll have great benefits at my new job. Medical will be half the cost it is now, and I will have a 401k. They will match 80% of what I put in, up to 6%. I will find out more when I start, I suppose. I'll shell out less for gasoline every month because I'll take the bus to work, but I'll have to pay for bus passes. It should be interesting to see how this works out. If I'm contributing to a 401k, I won't have as much to contribute to my Roth IRA, my savings accounts, or my smaller college loan. The thought of a part-time job after work has never thrilled me...normally during the week, all I want to do is come home after work and chill. It may be a necessity, though, if I'm going to achieve my savings goals.

I asked if my car insurance premium would be lower since I'd be taking to bus to work, and they said that I'd have to drive 7500 miles per year or less. Yikes! It would only be a $63 per year discount anyway - not worth it to have them checking my mileage.

I do need to revamp my budget...thanks for the ideas. It will be an ongoing project.

1 Responses to “good benefits”

  1. Anonymous Says:

    A couple of thoughts - might want to check and see if your new job subsidizes the bus pass by a certain percent. You might get lucky there. Also, did you pay for parking in your old job? No car, no parking of the car. Also, since you now have a 401 (K), you are funding it with pre-tax dollars. Long story short, you'll have fewer taxes taken out of your paycheck. It might well be that the difference in $ taken home is smaller than you think.

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