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July 29th, 2005 at 07:23 am

What did I just say about needing to stay out of the stores? I stopped by JcPenney last night because they were having a big sale (as always) and I knew they had lots of curtains. I bought some for our bedroom. I'm still not sure if they are perfect or not; I'll have to live with them for a few days to see. They were half price, though. I also bought a skirt at half price, which I'm wearing today, and I've already received one compliment on it. Smile

In any case, I spent about $70 yesterday. I made a dessert last night for a dinner party we're going to tonight. BF is going out of town for the weekend, so assuming I stay out of the stores and keep myself busy at home, it should be a no-spend weekend. Today is payday, so I put $75 in savings and $25 to my Roth. The prescription still isn't ready and probably won't be until next week, so that goes into August's budget, along with my car repair. All I have left to spend on this month is rent.

I put 17% of my salary into savings & retirement this month. I think I've been calculating my "percent of income spent" wrong, because I'm counting things twice on my spreadsheet (once in the category, and again in the credit card part if it was charged). If I'm looking at it right now, in July I spent 81% of my income and put 17% toward savings, so that makes for a total of 98% used. Not bad. I had a lot of cash flow this month, though, with an extra paycheck and my rent deposit returned (and no rent paid in July). Next month will be tighter. Time to batten down the hatches!

Goals for August:
$150 to emergency fund
$50 to family fund
$100 to Roth IRA
$100 to Christmas gift fund
$100 to smaller college loan (twice the payment due)
get my car fixed (the main part, anyway)

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