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2005 goals

July 6th, 2005 at 11:20 am

It's the middle of the year already - how the heck did that happen?!?! I went back to last December and pulled up my Goals for 2005. They were:

-pay off credit card in January. like, after the first payday in January.
This didn't happen, but I paid it off this month (so only half a year late)

-start a Roth IRA in January and contribute to it every month.
Started the Roth in February. Contributed in March and April. May and June hiccups, now I'm contributing again.

- sock at least $5 per pay period away in my emergency fund. ($5 is for really bad months...otherwise I want it to be much, much higher than that)
January, February, March, and April were pretty good. I had a road block in May and June but am contributing again.

- pay off my car insurance in February. try to be frugal about the wedding I will be going to.
Paid off my car insurance in April. Then I switched to a much lower rate in June. I was actually really frugal with the wedding.

- pay off one college loan in March.
Paid it off in March!

- increase payments on the other two loans starting in April.
I couldn't do it in April, May, or June. July will be different.

- fully pay car insurance premium in June, without going so broke that I have to put groceries on the credit card.
Since I changed insurance carriers, this didn't work. It's a monthly automatic draft now.

- keep spending to 100% of what I make each month...not more.
And I TOTALLY sucked at this. The only month I did that in was June, and that's only because I didn't have to pay rent on an apartment.

So, I have a lot to think about. What are my goals for the remainder of 2005?

2 Responses to “2005 goals”

  1. Anonymous Says:

    Good idea, looking back at your goals. We do this at DivaTribe (review our personal resolutions now and then). I'm going to go back to my old entries and see if I wrote up any goals for this year. Thanks for the inspiration/reminder!

  2. Anonymous Says:

    These are good goals, and you are working hard at them...and you're mostly achieving them. But they're all process. What's your big goal? What's inspiring you to save money?

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