It's the middle of the year already - how the heck did that happen?!?! I went back to last December and pulled up my Goals for 2005. They were:
-pay off credit card in January. like, after the first payday in January.
This didn't happen, but I paid it off this month (so only half a year late)
-start a Roth IRA in January and contribute to it every month.
Started the Roth in February. Contributed in March and April. May and June hiccups, now I'm contributing again.
- sock at least $5 per pay period away in my emergency fund. ($5 is for really bad months...otherwise I want it to be much, much higher than that)
January, February, March, and April were pretty good. I had a road block in May and June but am contributing again.
- pay off my car insurance in February. try to be frugal about the wedding I will be going to.
Paid off my car insurance in April. Then I switched to a much lower rate in June. I was actually really frugal with the wedding.
- pay off one college loan in March.
Paid it off in March!
- increase payments on the other two loans starting in April.
I couldn't do it in April, May, or June. July will be different.
- fully pay car insurance premium in June, without going so broke that I have to put groceries on the credit card.
Since I changed insurance carriers, this didn't work. It's a monthly automatic draft now.
- keep spending to 100% of what I make each month...not more.
And I TOTALLY sucked at this. The only month I did that in was June, and that's only because I didn't have to pay rent on an apartment.
So, I have a lot to think about. What are my goals for the remainder of 2005?
2005 goals
July 6th, 2005 at 07:20 pm
July 7th, 2005 at 03:08 am 1120702102
July 7th, 2005 at 06:47 am 1120715234