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the Ford...again.

November 11th, 2006 at 04:20 pm

I dropped my car off at the shop last night. The rear passenger wheel feels like it's going to pop right off every time I hit a pothole or go around a corner. It needs new struts, apparently, and they aren't sure if they'll be able to replace it cleanly since the car is 12 years old. They couldn't get to fixing it today, so I'll get it back on Monday. The damage will be at least $430, if it goes well. If it doesn't..*sigh* I'm really hoping it goes well.

This news made me realize that I need several savings funds:

1. Emergency Fund ($1000 minimum)
2. Car Repair Fund ($2000 minimum)
3. Vacation Fund ($1500 minimum)
4. Family Fund ($500 minimum)
5. Holiday Fund ($500 minimum)
6. Pet Emergency Fund ($500 minimum)

Plus my Roth IRA, 401K, New Car Fund, House Downpayment Fund, Stuff I Want Fund...etc etc. I've been working on 1, 4, and 5 for a while, but I know I need the others as well.

Time to crack down on excess spending!

3 Responses to “the Ford...again.”

  1. veronak Says:

    I hear ya, it seems like I have 10 different accounts for a million and one things. I need to get backon the ball as well

  2. JanH Says:

    I finally made a spreadsheet and listed them all. Unfortunately, I don't have enough accounts to assign to each thing cos there are so many of them! I also have dental/eye fund for all the glasses/contacts/fillings each year. I need to get a plan......
    P.S. I feel your pain on the car. Mine has been in the shop alot recently and each time is about 300 dollars. I hope it stays running for at least another couple of years, but those repair bills are hard to take.

  3. LuxLiving Says:

    Kashi - don't forget a car replacement fund!

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