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Jan - June 2018

July 3rd, 2018 at 09:58 am

I ran the January through June numbers to see how I did in the first half of the year.

Top expenses:
- Vet/pets - $6702 (no surprise there)
- Rent/renter's insurance
- Auto - recently spent $1725 on repairs
- Tuition for my ill-fated attempt at graduate school - reduced to $1585 thanks to my employer's tuition reimbursement policy, plus $200 left to pay
- Food & Drink - average of $550 per month. Say WHAT? I had house guests for nearly a month, but definitely overspent on groceries.
- Personal products - average of $272 per month. I started wearing my hair naturally curly following the curly girl method, which takes a lot more effort and product experimentation, and I stocked up on face products during a sale, but I need to reign it in. Yikes.

Positives:
- My massage therapist moved to California so I haven't had a massage since January.
- I canceled my Amazon Prime subscription.
- I planted very few plants this spring. Normally I buy a bunch of tomato and pepper plants but I didn't bother.
- I've rarely eaten out or done anything outside of the house in the last six months, which saved some money.

I definitely need to reduce grocery and personal spending. Cash is another bad habit - I spent an average of $66 a month on what exactly? Sometimes I log it, usually I don't.

It turns out lying in bed crying is good for the budget, other than my rampant vegan ice cream consumption. The grief is slowly subsiding but weekends are still very hard. My other cat is still a struggle much of the time. Being alone most of the day is a big adjustment for him and he's not coping well. The vet will come next month and I'll have her make sure that all is well with him, but the howling...oh the howling. He's driving me crazy.

Otherwise, nothing much to report!

4 Responses to “Jan - June 2018 ”

  1. Dido Says:

    I'm sorry this is still so hard on you and the other kitty and I hope he's ok!

    I hear you on the food--that's one of my big overspending categories too.

  2. rob62521 Says:

    Food is a big overspending issue here as well, but I've decided that healthy food is worth it.

    Hope you start feeling less blue.

  3. FrugalTexan75 Says:

    {{hugs}} Groceries is where we consistently overspend each month too

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