I've spent 16% of my income so far this month. By the time it is over, I will have spent 103% according to my budget (that includes savings). Not great, but better than last month, when I spent much more. I'm really working on paying off the credit cards, though, and that's a huge chunk of it. That and my fabulous kitchenaid mixer (insert blushing face here).

I need to get back on the cooking track. I've been eating out way too frequently lately! New vegetarian recipes are calling my name this afternoon.

I've devised a way to get my new Roth IRA up to the maximum $3000 mark by the end of the year. Now if only I can stick to my budget!! Why is it that budgets and diets are so hard to stick to?