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repeat after me...

January 7th, 2005 at 07:36 am

I WILL NOT BUY FRIVOLOUS THINGS.

I WILL NOT BUY FRIVOLOUS THINGS.

I WILL NOT BUY FRIVOLOUS THINGS.


I am going to pay off my credit card next Friday. period. I am going to restrain myself from purchasing anything on any of my credit cards, even if it means putting them in a bowl of water in the freezer. "needs" and "wants" have yet to be fully established in my heart and head, but this is the year it is going to happen.

last night I spent quite a while working on my budget. I figured out a way to put the maximum toward my personal saving goal and the maximum to my Roth IRA. I just have to STICK TO IT. I can do this!

(dinner at home last night, lunch from home again today! yay!)

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