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June was a mess

July 1st, 2005 at 06:36 am

Groceries: $165 paid by me (total spent, $240)
Paid to Credit Cards: $443
ATM (cash): $100
Eating Out: $115 paid by me, no idea what total spent was
"Extras": $418
Target/Walmart: $121 paid by me (total spent approximately $430)

The only thing under budget was gasoline at $74.

Nothing to savings. Nothing to Roth IRA.

135% of income spent.

YIKES!

I also had to pay rent on my old place today. I'm locked in a lease, and I gave my landlord the requisit 2 months notice (which would be July 31), but he had been looking for a renter for July 1. He had over 50 phone calls in June and did not select a renter. I'm a bit miffed about this. It would have been nice to be getting my deposit back now instead of paying out. But, oh well, I'll never be paying that much for rent again.

Today, more shopping coming up. We're going to look at furniture and such with BF's parents. I'm not thrilled about the expenditure....my credit card bill for July is already over $300. It's really hard to keep BF (and his parents) reigned in and not spend a lot.

July goals:
-Keep grocery expeditures at a reasonable level (preferable no more than $160 total)
-Keep eating out bill at $30 paid by me (unrealistic, maybe, but we'll see)
-Keep Target expenditures at $40
-Keep ATM at $60
-Put $150 toward savings and $150 toward Roth IRA

This weekend will consist of moving heavy stuff up stairs. Enjoy the 4th holiday, USA-ers!

1 Responses to “June was a mess”

  1. Anonymous Says:

    Hi kashi,
    Just wanted to say thank you for your comments. It looks like both of us are doing moving activities this holiday.
    I can understand your frustration with June finances - my finances this month were so bad that I pretty much stopped tracking it because it got too depressing - especially gas costs when I was doing the sales job -ugh!

    Hope for a better July for both of us!

    Laura

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